tag:blogger.com,1999:blog-4141871469594180795.post6588586377840332039..comments2024-03-29T01:47:12.394-04:00Comments on BB Creations: The Wonderful World of Collection AgenciesBirgithttp://www.blogger.com/profile/09439720285857050428noreply@blogger.comBlogger52125tag:blogger.com,1999:blog-4141871469594180795.post-9968199983322721702015-12-01T05:14:45.279-05:002015-12-01T05:14:45.279-05:00Excellent info... and right up my alley.... well, ...Excellent info... and right up my alley.... well, sort of. I deal with white collar crimes, mainly fiscal where everyone is innocently treading the fine line between evasion and avoidance! :)<br />x <a href="http://sunnysummercrafts.blogspot.pt" rel="nofollow">Asha</a><br />Peanuthttps://www.blogger.com/profile/03623412002975349128noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-49110845247086369372015-11-30T20:00:24.087-05:002015-11-30T20:00:24.087-05:00What a helpful post! I am going to pass it on to a...What a helpful post! I am going to pass it on to a friend who could really use this advice and will hopefully have a good idea what to look up in his area. Thanks! :)<br />~JessDMShttps://www.blogger.com/profile/04202502753961748992noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-36325142159668368552015-11-30T01:27:04.716-05:002015-11-30T01:27:04.716-05:00That sure is a sad story about the couple and the ...That sure is a sad story about the couple and the new home. Yes, "restructuring", "downsizing", whatever you want to call it is always traumatic.Good thing there are people like you to help those in need of good advice, Birgit.Debbie D. https://www.blogger.com/profile/13153118405565035071noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-9801966124198579892015-11-29T16:32:19.484-05:002015-11-29T16:32:19.484-05:00Haha, an American credit card company give back mo...Haha, an American credit card company give back money :). Well if you use your card a lot here you might get a 25 dollar credit, but that was when I had charged several thousand dollars. I even put my root canal because I did not have dental insurance, but I have since paid that off.Jhttps://www.blogger.com/profile/11147781152448695481noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-91478202738941710622015-11-29T15:38:53.232-05:002015-11-29T15:38:53.232-05:00The secret is to pay on time. I use my credit card...The secret is to pay on time. I use my credit card for everything and they pay me 2% back on things like gas, medications, and groceries and 1% on everything else. I just got my annual refund of $382. Don't know if they do that in the States.Johttps://www.blogger.com/profile/14087140585742801854noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-35316827436658066722015-11-29T13:56:00.550-05:002015-11-29T13:56:00.550-05:00Never miss one payment on a credit card here in th...Never miss one payment on a credit card here in the US because the next day Amazon will call you asking why you were late. They will start calling at eight in the morning on Sunday, and then you get a late charge of 35 dollars. They are less aggressive than in the old days, but I remember people who were late on credit cards in the 90s here in the US had some pretty scary calls. One time the man just hung up because he did not have the money to pay, and the collector called back and literally said "Well we will start right where we left off," in a scolding voice. They are not allowed to do that here anymore. However, I have just decided I am done with credit cards, and will only buy what I need and can afford. No big Christmas spending for me.Jhttps://www.blogger.com/profile/11147781152448695481noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-56984254107013013792015-11-26T20:38:15.298-05:002015-11-26T20:38:15.298-05:00Thank you and Happy Thanksgiving! Thank you and Happy Thanksgiving! Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-73292120369961722982015-11-26T20:37:41.118-05:002015-11-26T20:37:41.118-05:00Thank you very much and what you have heard is pre...Thank you very much and what you have heard is pretty much spot on sadly soBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-50226900056718411212015-11-26T00:37:40.860-05:002015-11-26T00:37:40.860-05:00People will take advantage at every turn! Great in...People will take advantage at every turn! Great info, girl!<br /><br />Happy Thanksgiving, even though you're Canadian! Ha ha ha. Canada needs a neighbor, right? God bless!Cherdohttps://www.blogger.com/profile/00264612202714933480noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-13703825136585071322015-11-25T23:27:54.799-05:002015-11-25T23:27:54.799-05:00This is great information Birgit! I've heard h...This is great information Birgit! I've heard horror stories about how some collection agencies resort to threat tactics to scare people into paying. And I've heard of them being so hateful and mean on the phone. People should definitely know their rights when it comes to dealing with collection agencies and you've done a great job here educating. Great post.<br /><br />Michele at <a href="http://angelsbark.wordpress.com/" rel="nofollow">Angels Bark</a>Michele at Angels Bark https://www.blogger.com/profile/15891713963440451090noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-16332225285317948812015-11-25T22:37:15.270-05:002015-11-25T22:37:15.270-05:00Thank you. Yes many have no idea and I believe in ...Thank you. Yes many have no idea and I believe in education and that knowledge is powerBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-20179907368933121192015-11-25T12:41:52.930-05:002015-11-25T12:41:52.930-05:00I think it's great that you're offering th...I think it's great that you're offering this resource because you're right - people don't always know their rights, and are often too cowed by these people to think of it. Glad to know you're fighting the good fight.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-26935614863949347722015-11-25T10:53:33.809-05:002015-11-25T10:53:33.809-05:00Glad you researched because so many people don'...Glad you researched because so many people don't and don't even know where to begin. What you had to deal with is difficult and I have had so many people lose their jobs (one couple on the same day as they moved into their new home and they both worked at different jobs) due to the word "restructuring" that I know dislike that word intensely. Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-4102300878424192962015-11-25T10:51:41.252-05:002015-11-25T10:51:41.252-05:00Oh yes-always! I had one person who was receiving ...Oh yes-always! I had one person who was receiving calls and threats that he panicked and paid. A couple of months later another collection agency called and he informed them that he paid it. The collection agent listened and believed he was scammed and informed him what to do. He was scammed and when the police got involved, it turned out to be an empty lot in Texas!Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-35469628308645216672015-11-25T10:50:01.385-05:002015-11-25T10:50:01.385-05:00Yes, it can be such a nightmare and so very, very ...Yes, it can be such a nightmare and so very, very stressful. I have had clients who had to deal with the death of a spouse and the decrease in income. The stress of losing someone you love is hard but add young children and finances and that is just too much. Glad you were able to work out of that dilemma. Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-79894683337671663092015-11-25T10:05:07.486-05:002015-11-25T10:05:07.486-05:00This is excellent advice for anyone caught in the ...This is excellent advice for anyone caught in the credit nightmare. Decades ago, after hubby and I both lost our jobs in the same year, we experienced some of these tactics. I researched the law to find out what our rights were and we straightened everything out, but it took quite awhile. Debbie D. https://www.blogger.com/profile/13153118405565035071noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-745507354048523972015-11-24T18:41:43.601-05:002015-11-24T18:41:43.601-05:00Great post, Birgit. We all need these tips and adv...Great post, Birgit. We all need these tips and advice. Getting something in the mail from collection first is really good to know. Su-sieee! Machttps://www.blogger.com/profile/12515318972570669414noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-82425241739121125452015-11-24T17:50:51.112-05:002015-11-24T17:50:51.112-05:00I went through this kind of nightmare after my fir...I went through this kind of nightmare after my first husband died when I was 27. What a mess. I had two small kids and no money to even pay the funeral. But I eventually was able to settle some of the bills and paid what I could when I could and some even wrote off the bills after I sent them letters with a copy of the death certificate but I dreaded when that phone rang at night. Ugh. This was before the laws about debt collection calls were passed.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-16741629468366076232015-11-24T17:27:33.856-05:002015-11-24T17:27:33.856-05:00This is why written confirmation is a must. The ar...This is why written confirmation is a must. The art week sounds great and I love to see collages. I am going to the One of a Kind show this SundayBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-7580456364396658742015-11-24T17:26:43.074-05:002015-11-24T17:26:43.074-05:00I feel that if someone who reads this can pass it ...I feel that if someone who reads this can pass it along then it can help someone else-you never know who will confide in youBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-53691702149487416782015-11-24T17:26:05.382-05:002015-11-24T17:26:05.382-05:00Yikes! People can be devious in all sorts of waysYikes! People can be devious in all sorts of waysBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-56161596195737754482015-11-24T17:25:30.613-05:002015-11-24T17:25:30.613-05:00Oh my goodness. I can say that is just wrong but i...Oh my goodness. I can say that is just wrong but if he is a repo man they have to get the stuff but I could not do that.Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-23601209188098797392015-11-24T17:24:47.530-05:002015-11-24T17:24:47.530-05:00You are probably correct-scary isn't it how th...You are probably correct-scary isn't it how they try and many do fall for thisBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-53480283211321305022015-11-24T17:24:07.196-05:002015-11-24T17:24:07.196-05:00Glad you found it informativeGlad you found it informativeBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-74506302200153006032015-11-24T17:23:48.193-05:002015-11-24T17:23:48.193-05:00Thank you-Yes people need to know this information...Thank you-Yes people need to know this information even if it means to tell someone else about itBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.com