tag:blogger.com,1999:blog-4141871469594180795.post6862605618583652013..comments2024-03-29T01:47:12.394-04:00Comments on BB Creations: Budgeting 101Birgithttp://www.blogger.com/profile/09439720285857050428noreply@blogger.comBlogger28125tag:blogger.com,1999:blog-4141871469594180795.post-15857143272956661292015-12-11T13:20:51.342-05:002015-12-11T13:20:51.342-05:00Intelligent advice... very practical too. But putt...Intelligent advice... very practical too. But putting it into practice... that's a different story all together.<br />x <a href="http://sunnysummercrafts.blogspot.pt" rel="nofollow">Asha</a><br /> Peanuthttps://www.blogger.com/profile/03623412002975349128noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-78097747967722949662015-12-04T02:00:38.756-05:002015-12-04T02:00:38.756-05:00Great tips, Birgit. I could've used them when ...Great tips, Birgit. I could've used them when I was younger. I'm fortunate now. The Husband manages our checkbook and budget. He's very good at it. When I need to know where we're at financially, I simply ask him, "Are we poor?" More and more lately, we are not. Su-sieee! Machttps://www.blogger.com/profile/12515318972570669414noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-19894718971852463182015-12-03T22:52:00.644-05:002015-12-03T22:52:00.644-05:00Thank you. Willy Dunne Wooters said that there is ...Thank you. Willy Dunne Wooters said that there is nothing in the world that he can't live without because he was homeless at one time so he went without everything. He has an excellent job now and is the most generous person I've ever known.Janie Junebughttps://www.blogger.com/profile/10573607241326291404noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-80834640649047943732015-12-03T12:35:49.551-05:002015-12-03T12:35:49.551-05:00We all would love to set more aside but stuff gets...We all would love to set more aside but stuff gets in the way:) As long as we do that's the big thing.Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-83048994913724863662015-12-02T22:40:58.176-05:002015-12-02T22:40:58.176-05:00So true; when my son was younger (around 9 years o...So true; when my son was younger (around 9 years old) he asked for something and I said "we don't have the money". He said "well just go to the bank and get some more." He thought it was easy to go to the ATM and get money any time he wanted to. I set him straight so to speak :)<br /><br />bettybettyhttps://www.blogger.com/profile/06323135450742337670noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-86687319215925679472015-12-02T22:39:47.318-05:002015-12-02T22:39:47.318-05:00This is all great advice on budgeting :) A pastor ...This is all great advice on budgeting :) A pastor one time in a sermon about money said of every 10 dollars you ear, spend 8 (budgeted), save 1, and give 1 (not necessarily to a church but some other charity.) I thought that was pretty good advice too. <br /><br />I would like to say we budget; I know where our money goes and we always have enough, but I just need to put more away for that rainy day.<br /><br />bettybettyhttps://www.blogger.com/profile/06323135450742337670noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-63077159967456237382015-12-02T22:15:37.873-05:002015-12-02T22:15:37.873-05:00How right you are! Kids have no concept about mone...How right you are! Kids have no concept about money. Everything is being paid and little kids usually just see cards and then see an item or money. Basic finances should be taught in school-grade school. It is a crime that it is notBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-77737046803720111962015-12-02T22:14:16.242-05:002015-12-02T22:14:16.242-05:00Guess what? You budget! The worst is when people h...Guess what? You budget! The worst is when people have extra-that is the worrying time because they do not have the reason to budget. Things are so tight for you that you could teach people what to do without. Of that I am certain. Once you pay your basic musts, you make sure you have enough for food and transportation. If you have anything left you are saving for the unexpected. I commend you!Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-9716897752201519182015-12-02T22:12:10.279-05:002015-12-02T22:12:10.279-05:00Oh I love what your mom said and she is right! I s...Oh I love what your mom said and she is right! I say whatever works as long as bills are paid on time, you know where your money is going and can save a little then that's greatBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-57314874095571180512015-12-02T22:11:00.923-05:002015-12-02T22:11:00.923-05:00Those are the exact things that can add up. I find...Those are the exact things that can add up. I find the "food groups" are the worst-Groceries, Lunches/coffees and dinners out or take out. We underestimate how much we spend on foodBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-51032296069431541872015-12-02T22:09:48.197-05:002015-12-02T22:09:48.197-05:00Vet bills can add up for sure-we had 4 sick cats t...Vet bills can add up for sure-we had 4 sick cats this past summer-not fun at all. You budget and you may not even know it. When one has little to work with you have no choice but to budget.Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-86709037672808421632015-12-02T22:08:26.414-05:002015-12-02T22:08:26.414-05:00I am glad you found it useful. Now if you throw th...I am glad you found it useful. Now if you throw those diamond bowling balls down I want to be near and catch any stray diamonds that may come off:)Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-56148787017137654932015-12-02T22:07:18.409-05:002015-12-02T22:07:18.409-05:00It works!It works!Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-19187546232823180292015-12-02T22:07:04.911-05:002015-12-02T22:07:04.911-05:00You are a true creative spirit as my hubby is the ...You are a true creative spirit as my hubby is the same way. He hates the promotion stuff and "boring" stuff. All he wants to do is createBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-47372542416552038582015-12-02T22:06:08.125-05:002015-12-02T22:06:08.125-05:00Yes it is:)Yes it is:)Birgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-38002724471503537242015-12-02T22:05:55.364-05:002015-12-02T22:05:55.364-05:00Oh I hope this will help. Just ease into it and le...Oh I hope this will help. Just ease into it and let me know how you are doing. Always willing to helpBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-22045142027098925402015-12-02T22:04:52.311-05:002015-12-02T22:04:52.311-05:00You make a great point and I recommend this to peo...You make a great point and I recommend this to people. If people do the old style of keeping track, that works also..as long as it works. It is not a long reply and thanks for what you saidBirgithttps://www.blogger.com/profile/09439720285857050428noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-60243158834826734642015-12-02T21:40:55.219-05:002015-12-02T21:40:55.219-05:00I really think young people should learn about bud...I really think young people should learn about budgeting in school. If you can't follow a budget, it really doesn't matter how much money you have because it will never be enough.stephen Hayeshttps://www.blogger.com/profile/17659054447637207734noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-71276975311310231002015-12-02T20:41:11.237-05:002015-12-02T20:41:11.237-05:00I don't budget because I don't have much. ...I don't budget because I don't have much. I get my money. I pay my bills. I save for possible emergencies. That is all.<br /><br />Love,<br />JanieJanie Junebughttps://www.blogger.com/profile/10573607241326291404noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-61831992340461307172015-12-02T19:08:45.788-05:002015-12-02T19:08:45.788-05:00Many years ago I started using a Money programme. ...Many years ago I started using a Money programme. It faded away but I changed to Quicken and I know just where we are financially and how much we have to play with.<br /><br />My mother used to say it wasn't the major things which broke you but the bootlaces.Johttps://www.blogger.com/profile/14087140585742801854noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-40252460146055423222015-12-02T18:24:45.493-05:002015-12-02T18:24:45.493-05:00You're right about the power of words. It just...You're right about the power of words. It just sounds bad. But it's really just a plan on how you'll spend your money. My husband is doing the budget now, and he's terrible at remember all those little extras - haircuts, prescriptions, etc, that aren't obvious to him.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-80740687429819499052015-12-02T18:09:57.702-05:002015-12-02T18:09:57.702-05:00I need an income first lol then it can have pluses...I need an income first lol then it can have pluses and minuses, now all it has is minuses haha good thing I saved indeed. I have nothing to pay but rent, two bills and that's it. Then just food. Got visa debit so I can't spend what I don't have. But crap like vet bills sure can pile up.Pat Hatthttps://www.blogger.com/profile/07745293224202430152noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-22906730357859029432015-12-02T17:26:52.060-05:002015-12-02T17:26:52.060-05:00Hi, dear Birgit!
I just bought 5 diamond bowling ...Hi, dear Birgit!<br /><br />I just bought 5 diamond bowling balls... "because I'm worth it!" :)<br /><br />I appreciated these budget tips and learned a thing or two from them. Getting a handle on how much we spend per month on food, gifts, impulse purchases and incidentals is a lot like counting calories. It is a task few of us want to undertake because it takes time and effort and we usually don't like to learn the truth about our spending habits, but it is essential if we are to keep a budget under control. <br /><br />Thank you for all this useful info, dear friend BB!Shady Del Knighthttps://www.blogger.com/profile/03839935472941264414noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-15512286339176642262015-12-02T16:11:52.997-05:002015-12-02T16:11:52.997-05:00Really practical tips. The frozen credit card will...Really practical tips. The frozen credit card will certainly stick in my head!<br /><a href="http://anabelsblog.wordpress.com/" rel="nofollow">Anabel's Travel Blog</a>Anabel Marshhttps://www.blogger.com/profile/15643196773717977697noreply@blogger.comtag:blogger.com,1999:blog-4141871469594180795.post-42914634283566612622015-12-02T15:45:17.035-05:002015-12-02T15:45:17.035-05:00Birgit, you amaze me. Often creativity and practic...Birgit, you amaze me. Often creativity and practicality do not go together. You have both. That's very special!<br /><br />Thank you for your suggestions on my blog about promotion. While I enjoy getting out and talking with people, I'm not a good promoter. Sadly, I love to create but don't enjoy being a saleswoman in public. Perhaps I can do better online...Notes Along the Way with Mary Montague Sikeshttps://www.blogger.com/profile/17417679983279135001noreply@blogger.com